Business Finance Architecture

Financing starts with strategy.

We do more than find financing. We build solutions for business growth.

TANDEM helps business owners and executives understand their financial options, prepare for funding and choose the right financing strategy.

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The challenge

When financing becomes a question of business growth

Even a strong business does not always secure the right financing. Sometimes the issue is not the business itself, but a lack of knowledge about how to present information and answer a bank’s questions effectively.

Common reasons:

  • Poorly prepared financial information
  • Excessive existing debt
  • An unsuitable financing structure
  • An unclear business plan
  • Poor timing when seeking financing
We help identify what can be improved to increase your financing options.
„Financing is not just about obtaining money. It is a strategy.“TANDEM – verslo finansų architektūra.
What does TANDEM do?

Six services for stronger business finances.

From investment assessment to capital structuring and funding readiness — we look at the full financial picture.

Investment project evaluation

We assess financial viability, investment returns, cash flows, risks and alternative project scenarios.

Financing strategy

We evaluate funding needs and possible scenarios to develop a financing strategy suited to your business.

Financial analysis and planning

We analyse revenue, profitability, liabilities, financing costs and maturities, and help plan cash flows and capital needs for growth.

Real estate project financial structuring

We assess project economics, capital requirements and cash flows to design a sound financial structure.

Financing structure

We assess business expansion, investments, different projects and capital requirements, helping you design a suitable financing structure.

Funding readiness

We assess readiness for financing, identify weaknesses and help prepare for the funding process.

Our approach

We see the full financial picture,
not just one product.

From the first conversation to a financing decision — a clear five-step process.

01

Discover

Understand your business, financing needs and objectives.

02

Analyse

Review financial performance, cash flows and funding options.

03

Structure

Develop the financing strategy and capital structure.

04

Prepare

Organise financial information and prepare for lender assessment.

05

Support

Support lender discussions and evaluate the proposed terms.

Who we help

Solutions for every stage of business.

Business owners

When capital is needed for growth, restructuring or working capital.

Business executives

When an independent perspective on financing options is needed.

Property developers

When project financing structures need assessment.

Company founders

When funding scenarios and risks must be evaluated.

Growing businesses

When the capital structure starts to limit growth.

Tell us about your project

Have a project but unsure who could provide the financing?

Complete the short form and we will contact you to discuss your situation.

Our team

People who look beyond the funding application.

TANDEM brings together experience in real estate, business development and financial services. We look beyond loan eligibility to understand business objectives, capital needs and viable financing paths.

Mindaugas Girjotas
TANDEM Partner | Business Financing Expert

Mindaugas Girjotas

Mindaugas has extensive experience in banking, having worked in the sector since 2009. His key areas of expertise include business financing, financial analysis, risk assessment and identifying strategic financing solutions. At TANDEM, he helps companies assess financing opportunities, choose suitable financing structures and implement business growth and investment projects.

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Mindaugas Kazlauskas
TANDEM Partner | Investment & Business Development Strategist

Mindaugas Kazlauskas

Mindaugas has over 20 years of experience in real estate development, investments and business growth. His expertise includes FinTech, PropTech, the business angel investment ecosystem and strategic partnerships. At TANDEM, he helps companies and real estate developers secure financing, structure investment projects and choose funding solutions suited to their growth plans.

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Let’s discuss your business financing needs. →